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Some lenders may report payday cash advances to credit bureaus, potentially damaging the borrower's credit rating and so that it is more difficult to access credit later on.

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Borrowers should be cautious of rollover and extension options, as they are able to lead to some cycle of debt which can be difficult to escape.

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Some payday lenders may require borrowers to supply personal information, for example their ssn or bank-account information, in order to approve the borrowed funds.

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Some borrowers could possibly be able to negotiate a payment plan or another arrangements with their lender if they are unable to repay a payday loan on time.

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Borrowers who will be considering a payday loan should be aware of the potential influence on their credit rating and financial well-being, and really should only borrow what they're able to afford to

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